Last Updated: May 7, 2026
Attention: Please read these terms and conditions of use (“Terms and Conditions”) carefully before accessing any website and/or application of XYLAR FINVEST PRIVATE LIMITED (“XYLAR”) whether through the link www.xylar.ai, application and/or any other media platform (collectively referred to as “website”). Accessing the website indicates that you have read and accepted these Terms and Conditions. However, if you do not accept these Terms and Conditions, you are not authorized to use the website. These Terms and Conditions govern your use of the website and any content such as text, data, information, software, graphics, audio, video or photographs etc. that XYLAR and/or its subsidiaries or affiliates may make available through the website and any services and/or products (collectively referred to as “Solutions”) that XYLAR may provide through the website or otherwise. XYLAR is an ‘AMFI-registered Mutual Fund Distributor’ s and holds AMFI Registration Number (ARN): ARN-354791.
1. Acceptance
This document is an electronic record in terms of the Information Technology Act, 2000 and the rules framed thereunder, as applicable and amended from time to time, pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.
2. Introduction
Your usage of the website shall be construed as your consent for receiving calls and messages including marketing and promotional calls, auto-dialed and/or pre-recorded messages, from XYLAR at any time, on the telephone number / contact information that may be provided by you. You hereby unconditionally consent that such communications via SMS and/ or voice call is (a) upon your request and authorization, (b) ‘transactional’ and not an ‘unsolicited commercial communication’ as per the guidelines of Telecom Regulatory Authority of India (“TRAI”) and (c) in compliance with the relevant guidelines of TRAI or such other authority in India and abroad.
You hereby agree and undertake to indemnify XYLAR against all types of claims, losses and damages incurred by XYLAR due to any action taken by TRAI, Access Providers (as per TRAI regulations) or any other authority due to any erroneous compliant raised by you with respect to the intimations mentioned above or due to a wrong number or email-ID being provided by you for any reason whatsoever.
3. About the website
The website contains features of the Solutions that are currently being offered by XYLAR and those intended to be offered in the future. XYLAR intends to launch the Solutions confirming with the features listed on the website in total, however due to business need and regulatory requirement the final launch may contain variations. Notwithstanding anything contained on the website regarding the Solutions, XYLAR may decide to postpone the offering of the Solutions or may even decide to withdraw the offering or even a currently offered Solutions altogether.
4. Use of website
XYLAR authorizes you to use the websites or view and/or download materials on the website only for your own personal, non-commercial purposes. Any unauthorized use of the website may violate copyright, trademark, and other national or international laws. XYLAR or any of its affiliates shall not be liable for any misrepresentation, falsification, and deception or for any lack of availability of Solutions through the website, even if the same are advertised for on the website. No judgment or warranty or representation is made with respect to the accuracy, timeliness, or suitability of the content of other services or sites to which these screens link, and XYLAR shall not be responsible or liable. XYLAR shall not be liable if you download any information or software from this website. Further, XYLAR shall not be liable if you make a copy, modify, upload, download, transmit, (re) publish it or remove or obscure any intellectual property, including trademarks, copyright or other notices or legends contained in any such information or otherwise distribute any service or content from this website, and in doing so violate the intellectual property including trademarks, copyright and other proprietary rights of any third party.
5. Availing the Solutions
We retain ownership of all preliminary design work until final payment is received. Clients receive rights to use the final design as outlined in the agreed contract. You may not resell, modify, or claim ownership of any work without our permission.
5.1.
You are responsible for obtaining and maintaining all equipment needed for access to and use of the website and avail the Solutions. When you register to open an account on the website (“Account”), or when you contact XYLAR through the website for the purpose of receiving Solutions, XYLAR may collect certain personal information about you which may include without limitation personal information such as name, e-mail address, gender, date of birth, mobile number, passwords, photograph, mobile phone information including contact numbers, SMS and browsing history, data and login-in credentials of third party platforms, data required for Know Your Customer compliance requirement, and other relevant details . XYLAR’s use of such information is governed by the provisions of the Privacy Policy for the website the link of which is provided here: https://www.xylar.ai/privacy-policy
5.2.
You agree to provide true, accurate, current, and complete information and documents and, for as long as you continue to use your Account, to update such information to keep it true, accurate, current, and complete. You are responsible for maintaining the confidentiality of the password and are fully responsible for all activities that occur under your password or Account. You agree to notify XYLAR immediately of any unauthorized use of your password or any other breach of security related to the Account. If you provide any information that is untrue, inaccurate, not current or incomplete, or XYLAR has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, XYLAR has the right to suspend or terminate your Account and refuse all current or future use of service (or any portion thereof).
5.3.
Despite our best efforts, you understand that transmissions on the internet cannot always be secure. You are responsible for safeguarding your mobile device, phone number, one-time passwords, log-in credentials and any other information used to access our Solutions. If you do not take necessary safeguards, you will be responsible, for any loss associated with the unauthorized use of your Account.
6. Prohibited uses
6.1.
You agree not to use the website (including, without limitation, any Solutions you may obtain through your use of the website):
6.1.1.
in a manner that violates any local, state, national, foreign, or international statute, regulation, rule, order, treaty, or other law (each a “Law”);
6.1.2.
to stalk, harass, insult or harm another individual;
6.1.3.
to impersonate any person or entity or otherwise misrepresent your affiliation with a person or entity; or
6.1.4.
use the website and/or the Solutions for committing fraud, embezzlement, money laundering, or for any unlawful and/or illegal purposes;
6.1.5.
upload, post, email, transmit or otherwise make available any content that is unlawful, harmful, threatening, abusive, harassing, torturous, defamatory, vulgar, obscene, libellous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable through the website;
6.1.6.
upload, post, email, transmit or otherwise make available any content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
6.1.7.
upload, post, email, transmit or otherwise make available on the website, any content that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party; or
6.1.8.
to interfere with or disrupt the website or servers or networks connected to the website.
6.2.
You further agree not to:
6.2.1.
use any data mining, robots, or similar data gathering or extraction methods in connection with the website;
6.2.2.
upload, post, email, transmit or otherwise make available on the website, any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; or
6.2.3.
attempt to gain unauthorized access to any portion of the website or any other accounts, computer systems, or networks connected to the website, whether through hacking, password mining, or any other means.
7. Changes to website and Solutions
7.1.
Xylar reserves the right to modify, discontinue or suspend temporarily or permanently, the Solutions (or any part thereof) with or without notice at any time. XYLAR may make changes to the website and/or Solutions, and prices described in them, at any time without notice. You agree that XYLAR shall not be responsible or liable to you or to any third party for any modification, suspension or discontinuance of any of the Solutions.
8. User Content
8.1.
Certain areas of the website may permit you to submit feedback, information, data, text, graphics, video, messages, or other materials (each, a “User Content”). By submitting User Content, you grant to XYLAR an irrevocable, perpetual, transferable, non-exclusive, royalty-free, worldwide, license (sub-licensable through multiple tiers) to (a) use, distribute, reproduce, modify, adapt, publish, translate, publicly perform, and publicly display your User Content (or any modification thereto), in whole or in part, in any format or medium now known or later developed and (b) use (and permit others to use) your User Content in any manner and for any purpose (including, without limitation, commercial purposes) that Xylar deems appropriate in its sole discretion (including, without limitation, to incorporate your User Content or any modification thereto, in whole or in part, into any technology, product, or service). XYLAR reserves the right to display advertisements in connection with User Content and to use User Content for advertising and promotional purposes. XYLAR may also disclose your name in its clients’ list/credentials for reference purposes. XYLAR may, but is not obligated to, pre-screen User Content or monitor any area of the website through which User Content may be submitted. You agree that you are solely responsible for all of your User Content. XYLAR is not required to host, display, or distribute any User Content on or through the website and may remove at any time or refuse any User Content for any reason. XYLAR is not responsible for any loss, theft, or damage of any kind to any User Content XYLAR does not want to receive any User Content that is confidential. You understand and agree that any User Content will be considered non-confidential and non-proprietary and that XYLAR will be free to disclose your User Content to any third party without any obligation of confidence on the part of the recipient. XYLAR does not guarantee that you will have any recourse through XYLAR or any third party to edit or delete any User Content you have submitted.
8.2.
By submitting any User Content, you represent and warrant that:
8.2.1.
you own all rights in your User Content (including, without limitation, all rights to the audio, video, images or digital recording and the performance contained in your User Content) or, alternatively, you have acquired all necessary rights in your User Content to enable you to grant to Xylar the rights in your User Content described herein;
8.2.2.
your User Content do not infringe the copyright, trademark, patent, trade secret, or other intellectual property rights, privacy rights, or any other legal or moral rights of any third party;
8.2.3.
you voluntarily agree to waive all “moral rights” that you may have in your User Content;
8.2.4.
any information contained in your User Content is not known by you to be false, inaccurate, or misleading;
8.2.5.
your User Content does not violate any Law;
8.2.6.
your User Content is not, and may not reasonably be considered to be, defamatory, libellous, hateful, racially, ethnically, religiously, or otherwise biased or offensive, unlawfully threatening, or unlawfully harassing, vulgar, pornographic, obscene, or invasive of another’s privacy;
8.2.7.
you were not and will not be compensated or granted any consideration by any third party for submitting your User Content;
8.2.8.
your User Content does not incorporate materials from a third-party web site, or addresses, email addresses, contact information, or phone numbers (other than your own);
8.2.9.
your User Content does not contain any viruses, worms, spyware, adware, or other potentially damaging programs or files;
8.2.10.
your User Content does not contain any information that you consider confidential, proprietary, or personal; and
8.2.11.
your User Content does not contain or constitute any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation.
9. Third-party websites
9.1.
Links on the website to third-party websites are provided solely as a convenience to you. If you use these links, you will leave the website. XYLAR is not obligated to review such third-party websites, does not control such third-party websites, and is not responsible for any such third-party websites (or the products, services, or content available through the same). Thus, XYLAR does not endorse or make any representations about such third-party websites, any information, software, products, services, or materials found there or any results that may be obtained from using them. If you decide to access any of the third-party websites linked to from XYLAR network, you do this entirely at your own risk.
10. Intellectual Property
10.1.
XYLAR expressly reserves all intellectual property rights in all the materials, text, photographs, images, logos, marks illustrations, designs, icons, programs, video clips, products, processes, technology, content and any other materials, which appear on this website. Access to this website does not confer and shall not be considered as conferring upon anyone any license under any of XYLAR or any third party’s intellectual property rights. All rights, including copyright, on this website are owned by or licensed to XYLAR. Any use of this website or its contents, including copying or storing it or them in whole or part, other than for your own personal, non-commercial use, is prohibited without the permission of XYLAR. You may not modify, distribute or re-post anything on this website for any purpose.
11. Indemnification
11.1.
You agree, to the extent permitted by law, to defend, indemnify and hold harmless XYLAR and its affiliates, officers, directors, agents, licensors and employees from and against any and all claims, costs, damages, losses, liabilities and expenses (including reasonable attorneys’ fees and costs) that XYLAR may incur as a result of or arising from (i) your (or anyone using your Account’s) violation of these Terms and Conditions and Privacy Policy; (ii) your User Content or (iii) your violation of any applicable laws, or third-party rights.
11.2.
XYLAR reserves the right to assume the exclusive defence and control of any matter otherwise subject to indemnification by you and, in such case, you agree to cooperate with XYLAR defence of such claim. This clause shall survive the expiry or termination of these Terms and Conditions.
12. Termination
12.1.
These Terms and Conditions are effective unless and until terminated by either you or XYLAR. XYLAR may terminate, suspend, or modify your registration with, or access to, all or part of the website, without notice, at any time and for any reason. You may discontinue your participation in and access to the website at any time. In case, you wish to stop availing of SMS/E-mail services, you may do so by sending an e-mail to unsubscribe@xylar.ai. Upon any termination of these Terms and Conditions by either you or XYLAR, you must promptly destroy all materials downloaded or otherwise obtained from this website, as well as all copies of such materials, whether made under the Terms and Conditions or otherwise. If you breach any of these Terms and Conditions, your authorization to use the website automatically terminates and you must immediately destroy any downloaded or printed materials and any copies thereof.
13. Disclaimers
13.1.
The contents on this website and the Solutions are provided on an “as-is” “with all faults” and “as-available” basis. To the maximum extent permitted by applicable law and subject to any non-excludable rights and remedies you may have under applicable laws, XYLAR, its licensors, and its affiliates, expressly disclaim any and all warranties of any kind, whether express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, or non-infringement. XYLAR does not warrant that your use of the website and the Solutions will be uninterrupted or error-free. XYLAR does not warrant that it will review your data for accuracy or that it will preserve or maintain your data without loss. You understand that use of the website and the Solutions necessarily involve transmission of your data over networks that XYLAR does not own, operate, or control, and the same shall be governed by the Privacy Policy. XYLAR is not responsible or liable for any of your data lost, altered, intercepted or stored across such networks. XYLAR will not be liable for delays, interruptions, service failures, or other problems inherent in use of the internet and electronic communications or other systems outside XYLAR’s reasonable control. XYLAR shall not be responsible or liable for any third party websites, products, services and other content. The advertisements which may be available on e-mails or website with respect to the third party websites, products and services are for information purpose only.
13.2.
XYLAR shall not be responsible or liable for delays or inabilities in performance or non-performance in whole or in part of XYLAR’s obligations due to any causes that are not due to its acts or omissions and are beyond its reasonable control, such as acts of god, fire, strikes, embargo, acts of government, acts of terrorism, climatic conditions, labour unrest, insolvency, business exigencies, government decisions, change of laws, operational and technical issues, route issues, acts of third parties or other similar causes and problems.
13.3.
Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any investments, legal, financial, tax matters or any other matters, you should consult an appropriate professional. You shall conduct your own due diligence and consult your independent financial and tax advisors before making any investment decisions. You agree that past performance is not indicative of, nor does it guarantee, any future returns.
13.4.
XYLAR neither recommends you to buy any Solution(s) on the website nor endorses any such Solutions nor provides any guarantee, warranty or assurance with respect to Solutions and any goods or services made available on the website by third party vendors.
13.5.
XYLAR makes no representations or warranties, express or implied, regarding the accuracy, completeness, or suitability of any information provided in relation to mutual funds or other securities or investments on the website. Investments in mutual funds and/or any other securities are subject to market risks, including the possible loss of principal. XYLAR shall not be liable for any direct, indirect, incidental, or consequential losses or damages arising from any investment decisions made since such information.
13.6.
XYLAR shall not be responsible for, nor shall it incur any liability, direct or indirect, in respect of, any breach of any terms and conditions contained herein, including any failure or delay in performance.
13.7.
You agree that, XYLAR (including its and their officers, directors, employees, affiliates, group companies agents, representatives or subcontractors) shall not be, in any event, be liable, whether in contract or tort, for any direct, special, indirect, consequential or incidental damages or other damages of any kind whatsoever arising out of the use or inability to use website for any purpose whatsoever even if XYLAR or any other such party has been advised of the possibility thereof. XYLAR and its affiliates, officers, directors, employees and agents shall have no liability in tort, contract, or otherwise to user and/or any third party. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a your equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., you cannot access your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure. XYLAR cannot and does not guarantee continuous, uninterrupted or secure access to the website.
14. Governing law and jurisdiction
14.1.
These Terms and Conditions shall be construed in accordance with the applicable laws of India. The Courts at Mumbai, Maharashtra shall have exclusive jurisdiction in any proceedings arising out of the use of website, these Terms and Conditions.
14.2.
Any dispute or difference either in interpretation or otherwise, of any terms of these Terms and Conditions between the parties hereto, shall be referred to arbitration. The above arbitration shall be in accordance with the Arbitration and Conciliation Act, 1996 as amended from time to time. Either party shall be entitled to apply to the competent courts for interim or interlocutory relief in respect of such arbitration. The arbitration shall be held in Mumbai.
15. General
These Terms and Conditions, together with additional terms to which you agree when using particular elements and/or Solution(s) of the website, constitute the entire and exclusive and final statement of the agreement between you and XYLAR with respect to the subject matter hereof, superseding any prior agreements or negotiations between you and XYLAR with respect to such subject matter. XYLAR shall neither be liable to the other nor shall be in default if, and to the extent that, the performance or delay in performance of any of its obligations under these Terms and Conditions is prevented, restricted, delayed or interfered with due to circumstances beyond the reasonable control of XYLAR or any force majeure event. These Terms and Conditions and the relationship between you and XYLAR shall be governed by the laws of the India as applied to agreements made, entered into, and performed entirely in India, notwithstanding your actual place of residence. The failure of XYLAR to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, you nevertheless agree that the court should endeavour to give effect to the intentions of XYLAR and you as reflected in the provision, and that the other provisions of these Terms and Conditions remain in full force and effect. The Clause titles in these Terms and Conditions are for convenience only and have no legal or contractual effect. These Terms and Conditions shall remain in full force and effect notwithstanding any termination of your use of the website. These Terms and Conditions will be interpreted without application of any strict construction in favour of or against you or XYLAR. These Terms and Conditions, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by XYLAR without restriction.
16. Modifications to these Terms and Conditions
XYLAR may, in its sole and absolute discretion, change these Terms and Conditions from time to time. XYLAR will post notice of such changes on the website. If you object to any such changes, your sole recourse shall be to cease using the website. Continued use of website following notice of any such changes shall indicate your acknowledgement of such changes and agreement to be bound by the Terms and Conditions of such changes. Certain provisions of these Terms and Conditions may be superseded by expressly designated legal notices or terms located on particular pages of the website and, in such circumstances, the expressly-designated legal notice or term shall be deemed to be incorporated into these Terms and Conditions and to supersede the provision(s) of these Terms and Conditions that are designated as being superseded.
17. Grievance Officer
In accordance with Information Technology Act, 2000 and rules made there under, the name and contact details of the Grievance Officer are provided below:
Name: Pramod Dubey
Phone: +919702204459
Email: pramod.dubey@xylar.ai
You may register your complaints regarding the website or any other issue relating to these Terms and Conditions with the above-mentioned Grievance Officer. Every attempt shall be made to offer you suitable and appropriate solutions.
If you have any questions about these Terms and Conditions or any other concerns, you can also email us at info@xylar.ai
